Money
Bank accounts and cards, investments in stocks, ETFs and mutual funds, loans, recurring bills and your family's net worth.
Family continuity platform · Early access in India and Thailand
Everything your family needs, even when you can't be there.
Your family's wealth, important information, documents and plans, organized in one secure place and made understandable with AI. FutureVriddhi helps you manage what matters while you're here, and helps the people you trust carry things forward when you're unavailable.
Now in early access. No sign-up needed to ask for a seat.
The problem
Your family shouldn't have to figure out your life from scratch.
Your financial and personal life is spread across banks, brokers, property papers, insurance policies, investments, loans, medical records and countless files. You may know where everything is. But would your family?
FutureVriddhi makes those answers easy to find, understand and act on.
- What do we own?
- Where is it?
- Who owns it?
- Who is the nominee?
- Which documents matter?
- What payments or loans are outstanding?
- What needs to be done first?
You shouldn't have to expect the worst to prepare for the people you love.
One place for the things that matter
Everything connected. Nothing important left in isolation.
What you own
Land and property, vehicles, businesses, and who owns each of them.
Protection
Insurance policies, health records, doctors and medicines, and the advisors you trust.
Important documents
Property papers, policies, statements, IDs, certificates and records, linked to the record they support.
Your family
Family members, owners, nominees, trusted contacts and who can see what.
AI that understands your family's information
Not a digital filing cabinet. Start with a question.
Upload a passport, loan letter, property deed or medical report and AI suggests where each detail belongs. You review every suggestion before it is saved. Then anyone in the family can simply ask.
- "Who is the nominee on our term life policy?"
- "How much is the home loan EMI and when is it due?"
- "What did the property deed say about the plot area?"
- "Which documents are expiring soon?"
- "Dad is in hospital. What do we need to do first?"
AI looks up your records before it answers, sees only what the person asking is allowed to see, and tells you when something isn't there yet. It never reads vault secrets or full account numbers, and it never makes decisions for you.
Continuity
Continuity isn't only about death.
Life gets interrupted in many ways. FutureVriddhi lets you decide how continuity works for your circumstances and the people you trust.
Travelling
You can't respond or manage things for a while.
Hospitalized
You can't reach accounts or explain where things are kept.
Incapacitated
You can't manage financial or personal affairs yourself.
Permanently unavailable
Your family needs to take responsibility for important matters.
Deceased
Your family needs to know what you owned, what you owed and what happens next.
When you can't manage things, your family doesn't start from zero.
You decide in advance:
- Who can help your spouse with their own sign-in, and the trusted contacts you name
- What they can see record by record, with access lists
- When continuity starts a continuity workspace opens only after someone reports you unavailable and confirms it
- What they need a continuity workspace with the records and next steps that matter
No guessing where everything is. No searching through years of messages. A clearer path when clarity matters most.
How it works
From "I don't know where to start" to "I know what to do next."
- UnavailableYour spouse, or a trusted contact with a sign-in, reports that you can't manage things.
- VerifyThey type the family name and the word CONFIRM and, if they use one, their authenticator code.
- Continuity workspaceA separate workspace opens with live links to what's shared. Your own records are locked against changes.
- FindLocate the account, asset, policy or document.
- UnderstandThe AI guide walks through payments, accounts, cover and contacts from your records, step by step.
- ActFollow the checklist and track what still needs attention.
More than storage
Your family is connected. Your information should be too.
A vault stores files. FutureVriddhi understands how they fit together.
- Person
- Asset
- Account
- Owner
- Nominee
- Document
- Obligation
- Action
A property isn't just a document.
It has an owner, a family member who lives there, a loan, an insurance policy, papers that prove it, and responsibilities that come with it.
An investment isn't just a ticker.
It sits in a broker account, with an owner, a nominee, statements, tax information and implications for the family.
Your privacy comes first
Security you can actually understand
Encrypted, not just stored
Vault entries, broker credentials and authenticator secrets are encrypted with AES-GCM, using keys kept outside the database. Passwords are hashed. ID numbers show only their last four digits.
Access is intentional
Each record can have an access list. With no list, every family member can see it. With a list, only the owner and the people on it can.
Continuity isn't unlimited access
Reporting someone unavailable needs strong confirmation. Break-glass access only works once you're reported unavailable, expires after 72 hours by default, can be switched off in your Continuity Plan, and reveals only where things are kept, never passwords, PINs or card numbers.
You can change it any time
Edit access lists whenever you like, and restore your availability to end a continuity period. Add an authenticator app as a second step after your password.
AI works for you, not instead of you
It helps you understand and organize your information. It never places trades or makes personal financial decisions.
No ads, no data sales
Your family's information is never sold or used for advertising.
Designed for the whole family
Start with yourself. Then bring your family in.
Create your family workspace, give your spouse their own sign-in, add everyone else as a profile, and decide what each person can see.
- Private information stays private
- Shared information reaches the right people
- Important information is ready for continuity
You stay in control of who sees what.
Family Continuity Score
Being prepared isn't a feeling. You can build it step by step.
The Family Continuity Score shows how complete your family's continuity information is, and exactly what still needs attention. Complete one thing at a time with guided next steps.
Family Continuity Score78%
- People
- Bank accounts
- Insurance
- Property
- Verified documents
- Nominees
Getting started
Start small. Build over time.
You don't need to prepare everything today.
- Set up your familyCreate your family workspace with a short guided setup.
- Add what you already haveImport holdings from a supported broker or CSV, upload documents and add key records.
- Let AI organize itAI reads your documents and suggests where each detail belongs.
- Add your familyAdd family members, and give your spouse their own sign-in.
- Set your continuity planChoose nominees, trusted contacts and who can see what.
- Keep it updatedGuided next steps keep your information current as life changes.
While you're here
Build your family's financial picture with AI-powered research
FutureVriddhi isn't only for the future. See your net worth, research investments with an AI analyst, and keep it all current. Build today, maintain over time, stay prepared.
Invest with an AI analyst at your side
- Track every holding across brokers and books, in INR and USD with live FX
- AI scores companies on real financial statements from Yahoo, SEC and NSE filings, and drafts the thesis and red flags
- Get rule, signal and AI suggestions, then check them against your goals, risk and concentration
- Rebalance toward the allocation you chose, with alerts when something drifts
Your family steps in with clarity, not guesswork
- Scheduled jobs keep refreshing prices, watching risk and logging alerts
- A continuity workspace gives your family live links to what you've shared
- Owners and nominees can be set on each broker account and holding
- The AI Assistant explains the portfolio to them in plain language, from your own records
See all eight wealth and research tools
Portfolio & broker import
Holdings, cost, gains and allocation across every book.
Quality Book
AI-scored compounders, shortlist to buy list, with valuation watch.
Market Intelligence
Sector waves and rotation so you see where momentum is building.
Discovery & Suggestions
New ideas from rules, technical signals and AI, explained.
Goals & rebalancing
Education, retirement or a home, funded step by step.
Risk & concentration
Position sizing and warnings before one bet gets too big.
AI Assistant
Ask about any holding, goal or record, on any page.
Alerts & automation
Price refreshes, digests and a weekly memo, on schedule.
When your family needs it most
Imagine your spouse needs to understand your financial life tomorrow.
FutureVriddhi helps turn "I don't know where to start" into "I know what to do next."
- "Show me everything connected to his investments."
- "Which of our documents are expiring?"
- "Explain his investments in simple terms."
- "What do I need to take care of?"
One platform. Two purposes.
Build your family's future today. Make sure it can continue tomorrow.
Organize wealth, track assets, research investments, store documents, manage family information and spot what's missing.
Your family finds information, understands the financial picture, locates documents, sees assets and loans, follows the continuity plan and knows what needs attention.
What makes FutureVriddhi different
"If something happens to me, can my family understand and manage what matters?"
Investment apps
Manage investments.
Cloud storage
Stores documents.
Estate planners
Help with wills and legal preparation.
Digital legacy services
Focus on online accounts and personal legacy.
FutureVriddhi
Brings your wealth, property, documents, insurance, obligations and family together in one connected continuity workspace.
Your family's story shouldn't depend on what only you know.
You carry years of knowledge in your head: where things are, what you own, what you owe, who to call and what needs to happen. FutureVriddhi turns that knowledge into something your family can understand and carry forward.
Continuity isn't about expecting the worst. It's about making sure the people you love are never left without a map.
Early access
Start building your family's continuity today.
It takes only a few minutes to begin. You don't have to organize everything. Start with one account, one document, one property or one family member.
FutureVriddhi is in early access. We're inviting families in small batches across India and Thailand. Leave your details and we'll email you when your seat is ready.
Your family. Your wealth. Your information. Your continuity.